Monite · Mar 2021 – Aug 2024 · Desktop & Mobile

Payment onboarding

Before a business can accept online payments, it has to prove who it is. I designed Monite's onboarding — a long, regulated form where earlier answers change what comes next — to feel short, clear and possible on any device.

The problem

To get access to online payments, the clients of Monite’s partners must provide all the data needed to prevent illegal activity. The form looks simple, but it isn’t: choices in earlier steps change the content of later ones.

Challenges

  • Dozens of interconnected sections that appear or disappear based on the client’s answers.
  • Making a long form feel engaging, transparent and easy to get through.
  • Scalable and responsive: completable on any device, with any number of steps and different card layouts.
Figma board mapping the dynamic onboarding logic

The design

Onboarding steps on mobile
Business details stepBank account step
Business owners step with two owners addedBusiness owners step with one owner
Selecting an existing bank account
Review stepReview step, scrolled